@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Outfit:wght@500;600;700;800&display=swap');
:root{--ink:#15213c;--muted:#5b6880;--blue:#4255e8;--teal:#08a99a;--line:#e5eaf3;--bg:#f5f7fc}*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--ink);font-family:'DM Sans',system-ui,sans-serif;line-height:1.65}a{color:inherit;text-decoration:none}a:hover{color:var(--blue)}h1,h2,h3{font-family:Outfit,system-ui,sans-serif;line-height:1.18}h1{font-size:clamp(2.1rem,4vw,3.7rem);letter-spacing:-.04em;margin:.3em 0}h2{font-size:1.55rem;letter-spacing:-.025em}p{margin:.7em 0 1em}.wrap{max-width:1160px;margin:auto;padding:0 22px}.top{background:white;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.bar{display:flex;align-items:center;justify-content:space-between;gap:22px;min-height:76px}.brand{font-family:Outfit,sans-serif;font-size:1.5rem;font-weight:800;letter-spacing:-.05em;white-space:nowrap}.brand span{color:var(--blue)}nav{display:flex;gap:23px;flex-wrap:wrap;font-weight:700;font-size:.9rem}.hero{background:linear-gradient(125deg,#142254,#3046a5 60%,#147f92);color:white;padding:72px 0 85px;overflow:hidden}.hero .wrap{position:relative}.hero .wrap:after{content:'✦';position:absolute;right:9%;top:0;font-size:12rem;color:#ffffff13;pointer-events:none}.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-size:.75rem;font-weight:800;color:#7af5d9}.hero p{max-width:620px;color:#dbe4ff;font-size:1.1rem}.search{width:min(570px,100%);padding:17px 20px;border-radius:13px;border:0;box-shadow:0 14px 35px #081e4c50;font:inherit}.section{padding:44px 0}.sectionhead{display:flex;justify-content:space-between;align-items:end;gap:16px}.muted{color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:22px 0}.card,.panel{background:white;border:1px solid var(--line);border-radius:19px;padding:26px;box-shadow:0 8px 30px #1e35500a}.card{transition:transform .2s,box-shadow .2s}.card:hover{transform:translateY(-3px);box-shadow:0 14px 35px #1e355019}.iconbox{display:inline-flex;background:#e9ecff;color:var(--blue);padding:10px 13px;border-radius:12px;font-size:1.4rem}.tag{font-size:.74rem;text-transform:uppercase;letter-spacing:.1em;font-weight:800;color:var(--teal)}.card h3{font-size:1.2rem;margin:15px 0 5px}.card p{font-size:.91rem;color:var(--muted);margin:0}.arrow{color:var(--blue);font-weight:800;display:inline-block;margin-top:14px}.breadcrumbs{font-size:.86rem;color:var(--muted);margin:25px 0}.toolhero{padding:10px 0 24px}.toolhero h1{font-size:clamp(2rem,4vw,3rem)}.toolhero p{color:var(--muted)}.two{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(280px,.65fr);gap:22px}.field{margin-bottom:17px}.field label{display:block;font-weight:700;font-size:.9rem;margin-bottom:6px}input,select{font:inherit;color:var(--ink);width:100%;padding:12px 14px;border:1px solid #cfd7e6;border-radius:10px;background:white}input:focus,select:focus{outline:3px solid #4255e830;border-color:var(--blue)}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:0 15px}.btn{border:0;border-radius:11px;background:linear-gradient(110deg,#4255e8,#1676bf);color:white;padding:14px 22px;font:inherit;font-weight:800;cursor:pointer}.btn:hover{filter:brightness(1.08)}.result{background:#ecf7f8;border:1px solid #c7e9e5;border-radius:14px;padding:18px;margin-top:20px;min-height:78px}.result strong{font-size:1.5rem;color:#087f75}.result p{margin:3px 0}.content{margin:22px 0}.content p{color:#46546c}.related{display:grid;gap:12px}.related a{padding:12px;border-radius:10px;background:#f0f3fc;font-weight:700}.footer{background:#15213c;color:#d6def2;padding:38px 0;margin-top:55px}.footer a{color:#d6def2}.footrow{display:flex;justify-content:space-between;gap:22px;flex-wrap:wrap}.footlinks{display:flex;gap:16px;flex-wrap:wrap}.notice{border-left:4px solid var(--teal);padding:12px 16px;background:#ecfaf6;color:#31564e;border-radius:8px}.pill{display:inline-block;padding:5px 12px;background:#e6f7f3;color:#087f75;border-radius:99px;font-size:.8rem;font-weight:800}.categoryhero{padding:30px 0 10px}.empty{display:none}.small{font-size:.88rem}@media(max-width:760px){.bar{align-items:flex-start;flex-direction:column;padding:16px 0;gap:8px}nav{gap:15px}.hero{padding:52px 0 65px}.cards{grid-template-columns:repeat(2,1fr)}.two{grid-template-columns:1fr}.grid2{grid-template-columns:1fr}}@media(max-width:520px){.cards{grid-template-columns:1fr}.card,.panel{padding:20px}.section{padding:30px 0}}
/* v2.1 readability refinements */
.learning{border-top:4px solid #0aa89b}.learning h3{margin-top:1.2rem}.learning p{line-height:1.8}.field input:focus-visible,.field select:focus-visible,.btn:focus-visible,a:focus-visible{outline:3px solid #0aa89b;outline-offset:3px}@media(max-width:640px){.learning{padding:1.25rem}}

/* Version 2.2 accessibility and contact refinements */
.skip-link{position:absolute;left:12px;top:-70px;z-index:100;background:#fff;color:#1639a5;padding:12px 18px;border-radius:12px;box-shadow:0 4px 18px #172a4b44}.skip-link:focus{top:12px}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #0aa89b;outline-offset:3px}.contact-highlight{background:linear-gradient(120deg,#eef2ff,#e8faf6);border:1px solid #cddaf6;border-radius:18px;padding:20px 24px;margin:20px 0}.contact-address{font-size:clamp(1.05rem,2.6vw,1.5rem);font-weight:750;overflow-wrap:anywhere}.eyebrow{letter-spacing:.08em;text-transform:uppercase;font-size:.75rem;font-weight:700;color:#3d56a1}@media(max-width:680px){.contact-highlight{padding:16px}}

/* v2.4: Keep skip navigation accessible but visually hidden until keyboard focus. */
.skip-link:not(:focus):not(:focus-visible){position:fixed!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;clip-path:inset(50%)!important;white-space:nowrap!important;border:0!important;}
.skip-link:focus,.skip-link:focus-visible{position:fixed!important;top:12px!important;left:12px!important;width:auto!important;height:auto!important;margin:0!important;padding:12px 18px!important;clip:auto!important;clip-path:none!important;overflow:visible!important;white-space:normal!important;z-index:9999!important;}

/* v3.0: editorial guides */
.guide-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px;margin:22px 0 36px}.guide-card{display:block;padding:22px;border:1px solid #dbe4e8;border-radius:14px;background:#fff;color:inherit;text-decoration:none}.guide-card:hover{border-color:#0aa89b;box-shadow:0 4px 18px #1232}.guide-card h2{font-size:1.2rem;margin:8px 0}.guide-article{max-width:830px;margin:30px auto}.guide-article section{margin:24px 0}.guide-article p{line-height:1.8}.guide-kicker{color:#087c73;font-weight:700}.guide-meta{font-size:.92rem;color:#59666d}.guide-article h2{margin:28px 0 12px}

/* v3.0 phase 3: long-form editorial layouts */
.guide-article{max-width:860px;background:#fff;padding:clamp(22px,4vw,55px);border:1px solid var(--line);border-radius:22px;box-shadow:0 12px 36px #1e35500a}.guide-article h1{font-size:clamp(2rem,4vw,3.1rem)}.guide-article .guide-lead{font-size:1.2rem;color:#41546c;line-height:1.75}.guide-article section{margin:40px 0}.guide-article section p{font-size:1.03rem;line-height:1.88}.guide-hero{margin:26px 0 30px}.guide-hero img{width:100%;height:auto;display:block;border-radius:18px;border:1px solid #dfe7ef}.guide-hero figcaption{font-size:.79rem;color:#66778a;margin-top:9px}.guide-toc{background:#f1f7fa;border:1px solid #d8e7ef;padding:19px 25px;border-radius:15px}.guide-toc ol{margin:10px 0 0;padding-left:24px}.guide-toc a{color:#245b85;text-decoration:underline;text-underline-offset:3px}.guide-example{margin:20px 0 28px;padding:18px 22px;background:#f1f5ff;border-left:4px solid #4255e8;border-radius:9px}.guide-example p{margin-bottom:0}.guide-disclaimer{margin:36px 0;padding:22px;background:#f6f8fb;border:1px solid #dce4ef;border-radius:12px;color:#48556a}.guide-disclaimer p{font-size:.91rem;line-height:1.7}.guide-article section a{text-decoration:underline;text-underline-offset:3px;color:#304dc3}@media(max-width:600px){.guide-article{padding:20px;border-radius:14px}.guide-toc{padding:16px}}

/* Phase 4: accessible evidence-led editorial tables */
.guide-data-table{width:100%;border-collapse:collapse;margin:24px 0;font-variant-numeric:tabular-nums}.guide-data-table caption{text-align:left;font-size:.82rem;color:#59677c;padding:0 0 10px}.guide-data-table th,.guide-data-table td{padding:13px 14px;border-bottom:1px solid #dfe6f0;text-align:left;vertical-align:top}.guide-data-table th{font-weight:600;width:64%}.guide-data-table tr:nth-child(odd){background:#f5f8fc}.guide-data-table td{font-weight:700}.guide-article h3{font-size:1.2rem;margin:28px 0 8px}.guide-article section{scroll-margin-top:100px}@media(max-width:550px){.guide-data-table th,.guide-data-table td{padding:10px 8px;font-size:.9rem}}